encoreinsure offers the following types of insurance to clients:


Public Liability

Protects your legal liability to any third party (not employees) in respect of allegations of bodily injury or disease sustained by said third party, or damage to their property occurring during the period of Insurance as a result of or connected to your business activities.

The policy offers limits of £1,000,000, £2,000,000, £5,000,000 and £10,000,000. An excess of £100 will apply to each and every claim in respect of damage to third party property.

Public liability cover also extends to include flyering and promotional activities outdoors.

Please note that Public Liability cover is a compulsory section of any quotation or policy purchased. For full cover details, please click here.


Employer’s Liability


Protects your legal liability in respect of allegations of bodily injury or disease sustained by your employees (including but not limited to freelancers, volunteers and unpaid performers) during the period of insurance as a result of or connected to your business activities.

Please note that Employer’s Liability is a legal requirement in the United Kingdom.

The policy provides a limit of £10,000,000.


Property Damage

Accidental loss of or damage (including theft) to the insured property whilst at the venue(s), rehearsal location(s) or whilst in transit there to or there from.

Covering Theatrical Property, typically but not limited to; sets, props, wardrobe, instruments, sound and lighting equipment (including that which you hire). Cover can also be included for production offices incorporating office computers/contents/tenants improvements.

Cover can be purchased for Premises, UK, Europe or Worldwide and the maximum sum insured is £1,000,000.

The Property Damage section excludes terrorism, please contact us if you would like to discuss this cover.


Business Interruption


Referred to as ‘Increase in Cost of Working’ (ICOW), this represents the increased costs you incur after a Property Damage loss at your office premises. These will generally include any reasonable additional or increased costs expended to maintain your normal business operations.

Limits of £10,000, £25,000 or £50,000 are available.

The Business Interruption section excludes terrorism, please contact us if you would like to discuss this cover.


Money Cover

Money Cover enables you to insure any money which you may have on your premises, at a venue(s)/rehearsal space(s) or in transit. If you have money in an overnight safe, or have employees who handle money or take it to the bank, then Money Cover should be considered.

Limits available are £500, £1,000, £2,500 or £5,000 and the excess is £50.

A Personal Accident benefit is also included for injuries sustained as a result of assault whilst carrying money.

The money section excludes terrorism.


Cancellation Insurance

Cancellation Insurance will protect you for any costs and expenses incurred up to a maximum of your chosen ‘Limit’ should your production be necessarily cancelled, abandoned, postponed, interrupted or relocated due to circumstances beyond your control. Limit options are £1,000, £2,000, £5,000 or £10,000.

The excess on this policy is £100.

The Event Cancellation section excludes terrorism, please contact us if you would like to discuss this cover.

For full cover details, please click here.